Why do so many landscapers choose Farm Family for their insurance needs?Even if you are not in the market for insurance right now, you owe it to yourself to come talk with us for a few minutes

WE UNDERSTAND YOUR BUSINESS

Your landscaping business is more than a job, it’s your life.  You need flexible, tailored insurance coverage that addresses specific exposures and goals. Drawing on long experience, a local presence, a comprehensive portfolio of insurance products and the commitment of our people, we can help you manage the risks of day-to-day commerce.

PROTECTION YOU NEED

Farm Family’s Contractors Advantage for landscapers policy contains valuable coverage and features tailored for your business operations needs.

Property  

  • Tools equipment and building materials, whether on or off premises or in transit
  • Property of others while in your care, custody or control
  • Property in transit or temporarily off premises
  • Valuable papers and records, including electronic or magnetic media
  • Newly acquired property
  • Money and securities on or off premises
  • Peak season coverage

Liability 

  • Premises and Operations
  • Products/Completed Operations
  • Personal Injury
  • Advertising Injury
  • Fire Legal Liability
  • Contractual

Loss Of Income Protection 

  • Up to 12 months of business income
  • Paid extra expenses needed to resume normal business operations

Protecting You

And because the most important part of your business is you, Farm Family also offers insurance to protect your family and assets:

  • Disability Income
  • Life Insurance
  • Retirement Funding

COVERAGE YOU NEED

Successful business are able to weather constant change.  As your business grows, it’s important to make sure your coverages match the structure of your business. Depending on your exact business needs, you may want to include these special optional coverages in your policy.

  • Commercial Auto
  • Commercial General Liability
  • Commercial Umbrella
  • Pesticide of Herbicide Applicator Coverage
  • Hired or Non-owned Auto
  • Burglary and Robbery
  • Mechanical Failure
  • Employee Dishonesty
  • Glass Coverage
  • Outdoor Signs
  • Accounts Receivable
  • Valuable Papers and Records in higher limits
  • Earthquake
  • Worker’s Compensation
  • Health Benefits

EASY TO DO BUSINESS WITH

At Farm Family, we know that every business is unique and every situation is different.  That’s why we provide many special features to make your business run smoothly:

  • Payment Plans that enable you to spread your premium payments to free up capital
  • Electronic Funds Transfer with any billing plan
  • Premium Discounts that lower your payments with credits for qualified security systems
  • Professional Insurance Reviews conducted to help you make sure your coverages match the structure of your business today.

QUICK CLAIMS PROCESSING

How well do you know the risks you face?  What if there’s a cold snap or drought?  Or your landscaping foreman is injured?  If you do suffer a loss or file a claim, Farm Family’s claim adjusters stand ready to provide the responsiveness, hassle-free services that makes a difference in your time of need.